Creating a culture of safety

Mohindera Financial Inc. 
A company of Professionals with Insurance Services

Proactive education that helps you secure your financial future

6 Major benefits of working with an independent agent

 We work with multiple insurance companies.

We work with different insurance companies that offer a wide variety of coverage options and price points.

We are licensed professionals.

We are licensed experts who can explain insurance's complexities in simple terms, helping you make smart decisions.

We work for you and will be your advocate.

We are your agent and your advocate working with the insurance company on your behalf.

We offer a wide variety of insurance solutions.

We offer one-stop shopping; we can often meet all of your insurance needs as we work with multiple insurance companies.

We are your neighborhood friend.

As independent agents, we are your neighbors; we understand the benefits and challenges of living in our locale.

We are your lifelong consultants.

We are connected for a lifetime and are happy to review your coverage periodically.

Mohindera Financial, Inc. strives to offer professional and top-notch services to its clients, focusing on expertise and quality.

Mohinder Kumar is a financial educator based in the San Francisco Bay Area. He is an experienced financial professional with a strong desire to help others. With encouragement from his family, he launched his career and has served the San Francisco Bay Area Since 2014. His unique communication style helps you understand complex topics in an easy-to-understand way so that you can take action and improve your life.

Mohinder's passion lies in teaching people to achieve financial goals and protect themselves from pitfalls. He proactively educates customers regarding their financial wellness journey on critical topics such as investments, debt prioritization, and budgeting. Mohinder was introduced to financial education by a friend and soon saw the demand in the market for financial literacy.

Mohinder is passionate about providing accessible information that anyone can use to improve their life circumstances. He believes that everyone has the potential for greatness if they're willing to put in the effort, and he wants as many people as possible access to this knowledge to achieve their goals! In his free time, Mohinder likes to travel internationally with his family. So contact our San Francisco Bay Area office today to learn about your financial future!

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The Advantages of Working with Us

Here are a few reasons you should work with an Independent Insurance Agency

One-stop shopping experience

You will be able to find multiple companies and comprehensive options.


Switch without hassle and find the most suitable insurance.


We don’t represent one company and can give you multiple options to choose from


Higher quality customer care than big corporate companies


We help all the way from policy reviews to claims assistance.

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Insurance Coverage

Life Insurance
Health Insurance
Retirement Planning
Medicare Supplement
Business Insurance
Employment Benefits

Life Insurance

Risk Factors

Life insurance is only necessary for older individuals.


Life insurance is important for anyone with dependents or financial obligations, regardless of age, to ensure their loved ones are financially protected.

Health Insurance

Risk Factors

You don't need health insurance if you're young and healthy.


Accidents and unexpected illnesses can happen at any age. Health insurance provides financial protection and access to preventive care, which is important for everyone.

Retirement Planning

Risk Factors

You can start saving for retirement later in life and still catch up.


The earlier you start saving for retirement, the more time your investments have to grow. Starting early is crucial for building a substantial nest egg.

Medicare Supplement

Risk Factors

Medicare covers all healthcare costs for seniors.


Medicare has deductibles, copayments, and coverage gaps. Medicare supplements (Medigap) policies can help fill these gaps in coverage.

Business Insurance

Risk Factors

Small businesses don't need insurance.


All businesses, including small ones, face various risks. Business insurance can protect against liabilities, property damage, and other unforeseen events.

Employment Benefits

Risk Factors

Employment benefits are solely for the employee's benefit.


While employment benefits are intended to support employees, they can also be advantageous for employers by attracting and retaining talented staff and promoting employee well-being.

Cyber Insurance Coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.


Cyber Insurance would cover any loss and pay for hiring a public relations firm.

Contact Mohindera Financial, Inc.

Mohindera Financial, Inc., located in Elk Grove, CA, is an independent agency dedicated to helping you find the right coverage that suits your needs.
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8966 Forked Creek Way, Elk Grove, CA 95758, USA

Elk Grove, CA

We extend coverage to individuals and businesses in Elk Grove, CA and surrounding areas.
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